Streamline transactions, enhance engagement, and drive loyalty across all payment platforms.
Scalable Digital Wallet Solutions for Businesses
Ready Credit’s digital wallet platform offers flexible digital payment solutions that adapt to your business needs, helping you streamline transactions, enhance customer engagement, and stay ahead in a digital-first world.
Fund Mobile Wallets
- Load funds into mobile wallets like Apple Pay, Google Pay, Samsung Pay and Branded Wallets.
- Enable flexible, on-the-go payments with open-loop options usable across numerous retailers.
Fund Stored Value Wearables
- Load funds onto stored value wearables like wristbands, enabling quick and contactless transactions in various environments, from theme parks to music festivals.
- Offer the ability to cash out wearable funds onto a ReadyCARD®, providing users more versatility in accessing their money.
Fund Gaming Accounts
- Facilitate the funding of gaming accounts, offering gamers a secure and efficient way to manage their in-game purchases and winnings.
- Allow users to cash out their gaming funds onto a physical or virtual card, giving them flexibility in how they spend their earnings.
Fund Loyalty Wallets
- Enable users to fund their loyalty wallets, allowing them to accumulate and use rewards easily.
- Provide a simple cash out feature, converting loyalty points into funds that can be transferred to a physical or virtual card.
- Promote loyalty wallets across multiple servicing endpoints, including kiosks, SMS, mobile sites, and IVR, ensuring consistent engagement.
Digital Wallet Solution FAQs
A prepaid digital wallet requires you to load funds in advance and spend down that balance, whereas traditional wallets draw directly from a linked bank account or credit line. This upfront loading gives you tighter spending control and caps your exposure to the amount you preload.
Businesses can top up prepaid wallets via multiple channels—bank transfers, credit or debit card payments, and even prepaid vouchers. Once you choose an amount, the funds appear immediately in the wallet for spending.
By preloading fixed budgets onto individual wallets, companies can assign each employee or department a wallet with a strict spending limit. This eliminates overspending, reduces reconciliation overhead, and provides real-time visibility into expenses.
Yes. With Ready Credit Prepaid Debit cards, your spending is limited to the amount that has been loaded onto the card—once the balance is used up, the card cannot be used for additional purchases. Most cards obtained from kiosks are non-reloadable, so when the balance reaches zero, you would need to obtain a new card.
The specific transaction or balance limits (such as maximum amounts per transaction or per card) are not published publicly as they can vary by card type or program. For details about the exact limits that apply to your card, please check your account dashboard, review your cardholder agreement, or contact Ready Credit directly.
Hear From Our…
Biggest Fans
Partners
Thought Leaders
Business Owners
“It is super-fast…the problem resolution process was really easy.”
Gina Sadowski,
Director, Food & Nutrition Services,
UW Medicine
“The implementation was quick and efficient. It was a big win”
Scott Taylor,
Senior Director Treasury,
Baystate Health
“We still take cash in the building, but we just take it a different way.”
Art Seago,
Cinema Operator
Ready Credit Insights
Discover how we’re transforming the limitations of cash into the convenience of digital transactions.
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