Cash-to-Card® Medical Payment Kiosks for Hospitals & Healthcare Facilities

For hospital and clinic operators, cashless healthcare means eliminating physical cash from every patient touchpoint (cafeteria, pharmacy, parking, discharge desk) without excluding patients who carry cash. Ready Credit’s Cash-to-Card® kiosk converts cash into a prepaid debit card on the spot, giving your facility a fully cashless operation while keeping the experience inclusive for every patient.

A medical payment kiosk is a self-service terminal that converts cash into a prepaid debit card, enabling patients to pay for services across a healthcare facility (including food, parking, pharmacy, and co-pays) without staff handling physical currency. Ready Credit’s Cash-to-Card® kiosk installs in under an hour, requires no additional IT infrastructure, and operates with 24/7 remote monitoring and support.

Several U.S. states and municipalities require businesses, including healthcare facilities, to accept cash as a form of payment. Ready Credit’s Cash-to-Card® kiosk allows facilities to meet these requirements without the overhead of traditional cash management: patients insert cash at the kiosk and receive a prepaid debit card to use anywhere on-site, giving them a seamless payment experience while keeping your facility compliant.

Ready Credit’s Cash-to-Card® medical payment kiosks eliminate manual cash handling entirely — no counting, no deposits, no armored carrier pickups managed by your staff. Ready Credit handles card issuance, cash collection, and deposits, freeing your team to focus on patient care.

Digital payments are reflected almost instantly in your financial system, eliminating the delays associated with depositing and processing cash.

Patients and visitors insert cash into the kiosk to receive a prepaid debit card. The card can then be used anywhere across your facility: in food courts, parking garages, pharmacy counters, payment counters, and online or mobile applications. Mastercard ReadyCARD® can be used anywhere Debit Mastercard is accepted. Visa ReadyCARD® can be used anywhere Debit Visa is accepted.

Ready Credit’s kiosks convert cash into a prepaid debit card on the spot, so patients who carry cash can participate in your facility’s cashless environment without being excluded or turned away. No bank account, no ID, no barriers.

Ready Credit offers 24/7 monitoring and support with 99.99% uptime across deployed kiosks. This ensures your medical payment kiosks operate smoothly with minimal downtime, allowing your staff to focus entirely on patient care.

Kiosk installation takes less than an hour with our white glove service. All you need is the internet and an electrical connection. No extra IT time, hardware or software needed.

Ready Credit manages card issuance, cash pickups, and deposits – so your team doesn’t have to.

By removing physical cash from your facility, Ready Credit’s cash-to-card kiosks help minimize the risk of theft, loss, and fraud. Transactions are digitally tracked and secured through encrypted processing, reducing opportunities for internal errors or misuse. This protects both staff and patients while creating a safer, more accountable payment environment.

Ready Credit’s Cash-to-Card® medical payment kiosks are ideal for a wide range of healthcare environments — from large hospital systems and outpatient clinics to behavioral health centers, rehabilitation facilities, and long-term care settings. Any facility that serves walk-in patients or visitors, offers food service or parking, or manages on-site payments can benefit from a flexible, cashless payment solution.

Ready Credit’s kiosks are designed with inclusivity in mind. They allow anyone—regardless of banking status or credit history—to convert cash into a secure, prepaid debit card. No ID or personal information is required. This gives unbanked and underbanked patients access to the same convenient, digital payment options as everyone else—reducing barriers and improving the care experience for all.

Yes. Ready Credit offers a range of customization options to align with your hospital or health system’s branding. From branded kiosk wraps and on-screen interfaces to custom-designed ReadyCARD®s, we help you deliver a seamless, recognizable experience for your patients and visitors. These options not only reinforce your organization’s identity but also improve user confidence and trust at every touchpoint.

Ready Credit kiosks are designed with strong data protection protocols, including encryption, role-based access, and transaction monitoring. However, it’s important to note that HIPAA does not apply to our solution, as we do not collect or store any medical information.

Similarly, Edge kiosks fall outside the scope of PCI DSS compliance, as they do not process cardholder data directly. While we maintain rigorous security standards, we are careful not to claim compliance with frameworks that are not applicable to our solution.

Yes. Ready Credit works wherever other payment cards are accepted: making it broadly compatible with existing payment systems. Mastercard ReadyCARD® can be used anywhere Debit Mastercard is accepted. Visa ReadyCARD® can be used anywhere Debit Visa is accepted.

For healthcare organizations, we also offer the ability to build custom integrations into your EHR platforms, ensuring a seamless experience for issuing refunds or disbursing funds within your current workflows.

Implementing Ready Credit kiosks can help healthcare organizations reduce cash handling and check issuance costs, streamline refund administration, and minimize manual processing burdens on staff. Many providers have seen improvements in operational efficiency and a reduction in billing-related inquiries by offering patients faster, self-service digital payment options—all without requiring major changes to internal workflows.

Yes. Ready Credit kiosks are designed with accessibility in mind and meet ADA height and reach requirements to ensure physical access for all users.

Key accessibility features include:

•  A navigation pad with audio prompts, tactile controls, and visual cues to assist users with visual impairments.
• Support for English and Spanish interfaces to accommodate common language needs.
• A simple, intuitive user experience with minimal steps to complete transactions.

We continue to evaluate and improve accessibility features in alignment with industry standards and user feedback.

Ready Credit provides turnkey onboarding with minimal disruption to your team.

• No IT management needed after install
• Staff receive easy, shareable training guides
• Optional live virtual training sessions
• Ongoing support from our Customer Service Team

Our goal is to make the kiosk experience effortless—for your team and your patients.