Ready Credits flexible prepaid debit card programs help you distribute digital funds easily, securely, and at scale.
Spend Confidently, Anywhere
Empower recipients with safe, flexible prepaid cards accepted at millions of locations.
Available Worldwide
Our prepaid debit card programs are backed by trusted payment networks, enabling purchases across the globe wherever major debit cards are accepted.
Built on Trust
Our cards are supported by brand-name payment providers, delivering familiarity and peace of mind for both users and businesses.
Flexible Usage
From shopping online and booking travel to paying for meals and expenses, our programs provide spending flexibility for cardholders.
All the Modern Capabilities
A Card for Every Occasion
Simplify Group Payments with Customizable Prepaid Cards
Our Group Sales Card Program makes it simple to distribute funds with customizable prepaid debit cards.
- Customizable Portal: A user-friendly portal allows you to set up and manage bulk card orders with just a few clicks.
- Adjustable Amounts: Load each card with a balance that fits the needs of your group.
- Quick Distribution: Preloaded cards allow you to easily track and disburse funds to large groups.
- Perfect for Events: Our program offers an ideal solution for schools, corporate events, or any large gathering that requires prepaid debit cards.
Deliver Instant Compensation That Builds Loyalty
Make things right at a speed customers appreciate and remember with a Disbursement Program powered by Ready Credit.
- Improve Customer Satisfaction: Enhance customer loyalty by quickly addressing and compensating for inconveniences.
- Fast Payout: Provide access to funds instantly through preloaded debit cards—no checks required.
- Flexible Disbursement: Manage and distribute funds for any reimbursement scenario from our intuitive ReadyFLEX portal.
- Customizable Payments: Have cards preloaded for quick distribution or load specific amounts depending on the customer’s needs.
Recognize and Reward Those Who Make an Impact
Motivate your employees and thank your customers with an Awards & Incentives Program that lets people know they’re appreciated.
- Customizable Awards: Tailor award amounts to fit the achievements and milestones of your employees or customers.
- Offer Recognition: Provide prepaid cards that can be used anywhere Visa or Mastercard is accepted.
- Boost Morale: Strengthen team spirit and loyalty with rewards that make them feel valued.
- Flexible Options: Use prepaid card services for performance bonuses, spot rewards, or seasonal incentives.
Take Control of Expense Management
Move away from the uncertainty of corporate credit cards and business accounts by monitoring and controlling spending with our Travel & Expense Program.
- Travel Convenience: Ensure employees always have funds readily available to cover travel-related costs.
- Per Diem Management: Quickly load per diem amounts onto prepaid cards for streamlined distribution.
- Controlled Spending: Preset card balances to manage travel expenses and prevent overspending.
- Detailed Reporting: Manage balances, reload cards, and receive detailed expense reports from our easy-to-use T&E Portal.
Debit Card Programs FAQs
A prepaid debit card is a payment card loaded with funds in advance. It allows the user to spend only the amount available on the card.
They are often used interchangeably, but “preloaded” refers to cards already funded when issued. Prepaid debit cards may be reloadable or used once, depending on the program structure.
The ReadyCARD® Visa® Prepaid Card can be used anywhere Visa debit cards are accepted in the U.S. Similarly, the ReadyCARD® Prepaid Mastercard® is accepted wherever Mastercard debit cards are welcome.
You can receive a ReadyCARD® prepaid debit card at any participating location through one of our secure kiosks or authorized program partners. The process is simple:
- Insert cash into the kiosk.
- The system automatically loads the equivalent amount onto your ReadyCARD®.
- The preloaded card is dispensed and ready to use immediately—no ID, registration, or bank account required.
Yes. Ready Credit offers customizable prepaid card wrappers, designs, and even load amounts to match your organization’s brand and specific program goals.
Thought Leadership:
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