Empower Your Business with Cash to Card Solutions

A cash-to-card kiosk is a self-service machine that allows users to insert physical cash and receive a prepaid debit card in return. These cards can typically be used anywhere payment cards and networks are accepted. The kiosk provides a convenient way for individuals to convert cash into digital payment options, especially in environments that are moving toward cashless transactions.

Mastercard ReadyCARD® can be used anywhere Debit Mastercard is accepted. Visa ReadyCARD® can be used anywhere Debit Visa is accepted.

No, a cash-to-card kiosk operates differently from a traditional ATM. While an ATM allows users to withdraw cash from a bank account using a debit card, a cash-to-card kiosk works in reverse—it accepts cash and issues a prepaid debit card. It does not link directly to a user’s bank account, and it does not support balance inquiries, deposits, or withdrawals. However, the balance on the prepaid card can be accessed through the ReadyCARD® website or customer service, not directly on the kiosk itself.

Some cash-to-card kiosks, including those from Ready Credit, are designed specifically for cash-preferred individuals or unbanked users, enabling them to make digital payments without needing a traditional bank account or mobile wallet.

A cash-to-card kiosk typically uses a touchscreen interface that guides the user through a few simple steps. The user inserts cash into the bill acceptor, and the machine automatically loads the equivalent amount onto a prepaid debit card. The card is then dispensed from the machine and is ready to use immediately. No registration, ID, or banking information is required for the transaction.

Ready Credit arranges armored truck services for secure cash pickups and kiosk servicing. Most of our partners manage card refills onsite, and we offer guidance and support to ensure it’s a seamless process. However, a support program is available upon request or through contractual agreement.

The kiosks support cash transactions in the U.S., Canada, and Mexico. Each kiosk is set to accept the local currency of the country in which it is located, but it does not offer currency exchange or support multiple currencies at the same time.

Ready Credit kiosks dispense active, prepaid debit cards that are part of major payment networks. Mastercard ReadyCARD® can be used anywhere Debit Mastercard is accepted. Visa ReadyCARD® can be used anywhere Debit Visa is accepted.

These cards can be used anywhere those debit cards are accepted—at your facility, online, or anywhere in the U.S. that accepts card payments

The entire transaction—from inserting cash to receiving a prepaid card—typically takes under 60 seconds. The kiosk interface is designed to be intuitive and fast, minimizing wait times and ensuring a smooth experience for your customers or patients.

Our solutions are used across a wide range of industries, including sports stadiums, airports, amusement parks, hotels, retail centers, entertainment venues, hospitals, and government facilities. Any location moving toward cashless operations while still needing to accommodate cash users can benefit from a Ready Credit kiosk.

Cash-to-card kiosks are especially helpful for unbanked or underbanked individuals, international travelers using foreign currency, young people without debit cards, and senior citizens who prefer using cash. These kiosks offer a secure, convenient bridge to digital payments for anyone who needs or prefers to pay in cash.